Before the first spin, what stays unknown
96.50% measures the long-run return on bets, but it does not tell you when the bonus round will come. How often Free Spins start is not known in advance, and the result of one session is random, whatever the RTP. Two sessions with the same bet can end far apart in either direction.
96.50% is the only RTP listed for Big Bass Halloween 3. Which RTP version a game runs is shown only in the game rules. Read those rules inside the game before you play, so you know which return figure applies to the session you are about to start.
x5,000 is the maximum win, equal to A$5,000 at the example top bet of A$1 and A$1,875,000 at the highest bet of A$375. That ceiling is reached very rarely, and no player can count on reaching it in any session. Treat the figure as a limit on the payout, not an expected result.